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Central bank rates and mortgage affordability

Everything filed under market in our property & housing coverage, the 32 reports filed on it so far.

Agreed property sales in the UK have fallen 9% year-on-year as average mortgage rates climb above 5.2%, adding £150 a...

UK housing market sales fall as mortgage

Agreed property sales in the UK have fallen 9% year-on-year as average mortgage rates climb above 5.2%, adding £150 a month to repayments.

2026-10-01
Home & Living: Annual UK house price growth halved to 0.8% in September, with prices falling 0.2% month-on-month

UK house price growth slows sharply in September 2026

Annual UK house price growth halved to 0.8% in September, with prices falling 0.2% month-on-month. Regional performance diverged sharply, with...

2026-10-01
The Federal Housing Finance Agency has eliminated a 20-point penalty for VantageScore 4.0, merging Fannie Mae and Freddie...

FHFA Unifies Mortgage Pricing Grid for FICO and VantageScore

The Federal Housing Finance Agency has eliminated a 20-point penalty for VantageScore 4.0, merging Fannie Mae and Freddie Mac's loan-level price...

2026-09-30
Chief economist Selma Hepp outlines a worst-case scenario where mortgage rates could reach 9% within a year, but only if...

Mortgage rates could hit 9% in worst-case

Chief economist Selma Hepp outlines a worst-case scenario where mortgage rates could reach 9% within a year, but only if three specific and unlikely

2026-09-29
New home sales rose 6.4% in August to an annual rate of 684,000, an eight-month high, but remain below year-ago levels as...

U.S. New Home Sales Hit 8-Month High in August 2026

New home sales rose 6.4% in August to an annual rate of 684,000, an eight-month high, but remain below year-ago levels as high mortgage rates and...

2026-09-25
Loan originators can grow their business by recognizing five common borrower scenarios where a reverse mortgage may be a...

Reverse mortgages address five overlooked

Loan originators can grow their business by recognizing five common borrower scenarios where a reverse mortgage may be a solution when traditional

2026-09-24
A report from O.L.A.F. Analyzes how failures in mortgage default servicing occur during handoffs between investors...

Default Servicing Breakdowns Emerge at Handoffs

A report from O.L.A.F. Analyzes how failures in mortgage default servicing occur during handoffs between investors, servicers, and law firms, using...

2026-09-24
A mortgage professional argues lenders focus too much on processing ready applicants and fail to help potential buyers...

Mortgage Industry Criticized for Late Borrower Help

A mortgage professional argues lenders focus too much on processing ready applicants and fail to help potential buyers understand their financial

2026-09-22
Lindsley Harris of Consolidated Analytics explains how adaptable document intelligence automates mortgage processing from...

Consolidated Analytics on Mortgage Document Automation

Lindsley Harris of Consolidated Analytics explains how adaptable document intelligence automates mortgage processing from the 1003 application...

2026-09-21
A Mutual of Omaha Mortgage executive advocates for direct mail marketing to reach senior homeowners, citing high response...

Mutual of Omaha: Direct Mail Drives Reverse Mortgage Leads

A Mutual of Omaha Mortgage executive advocates for direct mail marketing to reach senior homeowners, citing high response rates and return on...

2026-09-17
Home & Living: Average 30-year mortgage rates have risen to 7.28%, driven by bond market volatility and inflation

Mortgage Rates Hit 7.28% Ahead of Expected Fed Hike

Average 30-year mortgage rates have risen to 7.28%, driven by bond market volatility and inflation. The Federal Reserve is widely expected to raise...

2026-09-16
Home & Living: U.S. Mortgage rates ended last week at 7.12%, crossing above the 7% threshold for the first time in 2026

Mortgage rates break above 7% as Iran

U.S. Mortgage rates ended last week at 7.12%, crossing above the 7% threshold for the first time in 2026. The rise is attributed to a worsening...

2026-09-13
The Mortgage Industry Standards Maintenance Organization has appointed three new board members from VantageScore, Guild...

MISMO adds VantageScore, Guild and FICO

The Mortgage Industry Standards Maintenance Organization has appointed three new board members from VantageScore, Guild Mortgage, and FICO to guide...

2026-09-12
Mortgage rates have risen above 7% for the first time this year, driven by climbing oil prices and strong labor market...

Mortgage rates breach 7% as oil and yields

Mortgage rates have risen above 7% for the first time this year, driven by climbing oil prices and strong labor market data, according to a...

2026-09-11
A study from AD Mortgage analyzing data from 2000 to 2022 found that purchasing a home immediately led to lower total...

AD Mortgage study finds buying now beats waiting in 61%

A study from AD Mortgage analyzing data from 2000 to 2022 found that purchasing a home immediately led to lower total costs than waiting two years in...

2026-09-09
Mortgage applications dropped 2.7% last week as the average 30-year fixed rate rose to 6.85%, the highest since June...

Mortgage applications fall as rates hit 6.85%

Mortgage applications dropped 2.7% last week as the average 30-year fixed rate rose to 6.85%, the highest since June 2025, according to the Mortgage

2026-09-09
Opendoor Home Loans has exited beta and is now offering a full suite of fixed- and adjustable-rate mortgages to buyers in...

Opendoor launches full mortgage menu

Opendoor Home Loans has exited beta and is now offering a full suite of fixed- and adjustable-rate mortgages to buyers in its licensed markets...

2026-09-08
A stronger-than-expected August jobs report failed to push mortgage rates higher, as bond markets had already priced in...

Mortgage rates hold steady despite strong August jobs report

A stronger-than-expected August jobs report failed to push mortgage rates higher, as bond markets had already priced in much of the economic data.

2026-09-06
Mortgage company Mortgage Nerds has joined the NEXA Lending platform after an 18-month search, citing servicing and...

Mortgage Nerds joins NEXA Lending platform

Mortgage company Mortgage Nerds has joined the NEXA Lending platform after an 18-month search, citing servicing and veteran-focused offerings as key

2026-09-03
Home & Living: eXp World Holdings and Kind Lending are closing their Success Lending venture

eXp ends mortgage JV with Kind Lending, eyes Newrez

eXp World Holdings and Kind Lending are closing their Success Lending venture. eXp is now pursuing a new mortgage partnership with Newrez.

2026-09-03
Home & Living: Mortgage applications increased 0.8% for the week ending August 28, 2026

Mortgage applications rise 0.8% as ARM share hits 8%

Mortgage applications increased 0.8% for the week ending August 28, 2026. Purchase activity rose 2%, and adjustable-rate mortgages hit a five-week...

2026-09-02
Home & Living: UK house prices increased 0.2% in August, the first monthly rise since April, according to Nationwide

UK house prices rise 0.2% in August

UK house prices increased 0.2% in August, the first monthly rise since April, according to Nationwide. The average home price is now £275,465, but...

2026-09-01
Candor Technology has launched Candor DI, a document intelligence engine designed to automate mortgage file intake...

Candor Technology Launches Mortgage Document

Candor Technology has launched Candor DI, a document intelligence engine designed to automate mortgage file intake, extract data, and flag...

2026-09-01
Home & Living: Mortgage rates are near 7%, a yearly high, due to Middle East tensions and U.S

Mortgage rates test 7% on Iran, jobs data

Mortgage rates are near 7%, a yearly high, due to Middle East tensions and U.S. jobs data. Three factors could push them above 7%.

2026-09-01